My first column of 2013 comprised a list of top advice – invaluable stuff I’ve discovered about doing business, thanks to the hard lessons of others.
Included was: “I know it’s not up there on your list of most fun things to do, but go to your filing cabinet, find your short-term insurance policy and your homeowner’s insurance policy and read them from start to finish, especially the exclusions. You may find that despite dutifully paying your premiums every month, you won’t be covered in the event of a claim, because of a term in your contract… do not even consider buying a property without first having it professionally inspected.
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