Consumer Watch

Wendy Knowler fights for your rights...

Wendy Knowler masthead
July 2 2014 at 09:07

There’s nothing quite like a lawyer’s letter to terrify the average consumer into paying up. But a legal process is a fairly costly route for a company, which is why some have been known to resort to making their debtors think attorneys are involve when they are actually not.

Wonga in the UK – described by the media in that country as a “payday loan giant” – went that route in a big way a few years ago. It has paid dearly for it: £2.6 million (R47m) in fact.

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June 30 2014 at 09:27

Dozens of people have responded to last week’s Consumer Watch column on the “New car from R699 per month” deal, most of them owners of those branded cars, who have in recent months also received a drastically reduced “advertising fee”, for no apparent reason and with no consultation.

But the Satinsky Group of Companies – which masterminded the deal whereby their clients’ monthly car repayments are subsidised by carrying advertising on their cars’ back windows – will not be drawn on that issue at all, instead accusing some clients of making “fraudulent representations”.

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June 25 2014 at 07:10

One of the most heartbreaking aspects of my job is hearing from victims of scams; people who’ve lost a small fortune to fraudsters.

The masters of deception lay their traps on the internet and then reel in their unseen victims, playing them along until they make a payment, and then going silent on them.

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June 23 2014 at 10:49

To thousands of South Africans, the “Drive a new car for R699 a month” deal seemed like the perfect solution to their “want-a-new-car-but-can’t-afford-it” dilemma.

You get a new car, with a 100 percent loan from one of the banks, making you responsible for the full repayment amount every month, but you offset that expense by signing a second contract with Hong Kong-based Blue Lakes Trading and Promotions, in terms of which you get paid a sizeable amount every month in exchange for turning your car’s back window into an in-your-face moving billboard advertisement, mostly for the scheme itself.

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June 18 2014 at 09:40

"The fact that I carry a Nine West handbag should be enough to tell them that I can afford to pay for stuff.”

I must admit, it was that line in a reader’s opening paragraph which got my attention and heightened my interest in her gripe.

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veldmuis007
I'm a 33 year old woman looking to meet men between the ages of 28 and 35.
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Kosmos075
I'm a 39 year old woman looking to meet men between the ages of 35 and 55.
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Tamtam31
I'm a 31 year old woman looking to meet men between the ages of 30 and 45.
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chicky582
I'm a 25 year old woman looking to meet men between the ages of 25 and 30.
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PhoenixLin
I'm a 32 year old woman looking to meet men between the ages of 25 and 42.
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SATYNTJIE
I'm a 52 year old woman looking to meet men between the ages of 45 and 60.
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LittleHell
I'm a 34 year old woman looking to meet men between the ages of 33 and 43.
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stofvoetjie
I'm a 18 year old woman looking to meet men between the ages of 18 and 25.
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Gypsey4Life
I'm a 51 year old woman looking to meet men between the ages of 50 and 62.
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This_is_m3
I'm a 45 year old woman looking to meet men between the ages of 45 and 50.
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Poppielap007
I'm a 23 year old woman looking to meet men between the ages of 25 and 29.
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Lady66
I'm a 48 year old woman looking to meet men between the ages of 47 and 55.
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AngelBabe1
I'm a 27 year old woman looking to meet men between the ages of 25 and 39.
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butterflykisses14
I'm a 30 year old woman looking to meet men between the ages of 31 and 51.
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JustLooking69
I'm a 56 year old woman looking to meet men between the ages of 50 and 60.
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KissFromARose
I'm a 58 year old woman looking to meet men between the ages of 55 and 64.
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pesin15
I'm a 38 year old woman looking to meet men between the ages of 18 and 100.
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MustLoveDogz
I'm a 33 year old woman looking to meet men between the ages of 33 and 43.
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xine_414
I'm a 28 year old woman looking to meet men between the ages of 25 and 35.
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supe24
I'm a 34 year old woman looking to meet men between the ages of 35 and 65.
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foxy583
I'm a 20 year old woman looking to meet men between the ages of 20 and 27.
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00butterflygirl00
I'm a 30 year old woman looking to meet men between the ages of 28 and 36.
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DelightfullyTipsy
I'm a 38 year old woman looking to meet men between the ages of 30 and 38.
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AmaJ
I'm a 44 year old woman looking to meet men between the ages of 42 and 50.
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Pretty_Nerd
I'm a 28 year old woman looking to meet men between the ages of 30 and 37.
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iamclassy
I'm a 43 year old woman looking to meet men between the ages of 50 and 62.
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voelkos
I'm a 54 year old woman looking to meet men between the ages of 45 and 56.
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Sosialemeis2
I'm a 28 year old woman looking to meet men between the ages of 35 and 46.
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LuckyCharm_440
I'm a 29 year old woman looking to meet men between the ages of 29 and 40.
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FancyFace32
I'm a 32 year old woman looking to meet men between the ages of 37 and 58.
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Believer001
I'm a 30 year old woman looking to meet men between the ages of 32 and 40.
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_Alwayssmiling
I'm a 30 year old woman looking to meet men between the ages of 30 and 41.
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Chanex
I'm a 20 year old woman looking to meet men between the ages of 23 and 26.
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profile01
I'm a 42 year old woman looking to meet men between the ages of 39 and 47.
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blondgirl
I'm a 57 year old woman looking to meet men between the ages of 53 and 60.
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OneWay
I'm a 39 year old woman looking to meet men between the ages of 35 and 47.
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Isolabelle
I'm a 38 year old woman looking to meet men between the ages of 25 and 45.
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Diena_van_die_Eike
I'm a 49 year old woman looking to meet men between the ages of 49 and 62.
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Gem24
I'm a 24 year old woman looking to meet men between the ages of 25 and 40.
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MazR
I'm a 40 year old woman looking to meet men between the ages of 30 and 48.
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Boulderhopper
I'm a 44 year old woman looking to meet men between the ages of 38 and 50.
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mystiqueZN
I'm a 29 year old woman looking to meet men between the ages of 27 and 45.
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kim2702
I'm a 46 year old woman looking to meet men between the ages of 38 and 50.
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AM1234
I'm a 41 year old woman looking to meet men between the ages of 38 and 46.
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AMy_303
I'm a 39 year old woman looking to meet men between the ages of 35 and 45.
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Stella143
I'm a 35 year old woman looking to meet men between the ages of 34 and 45.
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HoopvolleToekoms
I'm a 32 year old woman looking to meet men between the ages of 32 and 39.
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SKY248
I'm a 52 year old woman looking to meet men between the ages of 44 and 52.
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DaffodilTulip
I'm a 48 year old woman looking to meet men between the ages of 40 and 50.
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devotedlady
I'm a 43 year old woman looking to meet men between the ages of 43 and 55.
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Viv42
I'm a 42 year old woman looking to meet men between the ages of 38 and 55.
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thrillsandfrills
I'm a 40 year old woman looking to meet men between the ages of 41 and 45.
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Smarag
I'm a 20 year old woman looking to meet men between the ages of 22 and 30.
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LOVINGLIFE417
I'm a 45 year old woman looking to meet men between the ages of 43 and 50.
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Ja9
I'm a 26 year old woman looking to meet men between the ages of 26 and 36.
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Softberry
I'm a 36 year old woman looking to meet men between the ages of 30 and 55.
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Bushbaby210
I'm a 27 year old man looking to meet women between the ages of 21 and 35.
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MOOLMAN
I'm a 56 year old man looking to meet women between the ages of 48 and 62.
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Lifechanger_7
I'm a 25 year old man looking to meet women between the ages of 18 and 30.
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Fairtalk101
I'm a 46 year old man looking to meet women between the ages of 25 and 45.
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OldGoat4400
I'm a 53 year old man looking to meet women between the ages of 35 and 48.
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matiekat
I'm a 66 year old man looking to meet women between the ages of 18 and 100.
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LiveLifeAlways
I'm a 43 year old man looking to meet women between the ages of 33 and 41.
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Kent123
I'm a 54 year old man looking to meet women between the ages of 45 and 60.
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WanderingShadow
I'm a 39 year old man looking to meet women between the ages of 20 and 40.
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Stream_Net
I'm a 32 year old man looking to meet women between the ages of 24 and 33.
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saks001
I'm a 61 year old man looking to meet women between the ages of 47 and 59.
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boersoekvrou14
I'm a 39 year old man looking to meet women between the ages of 30 and 42.
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koolstoof55
I'm a 59 year old man looking to meet women between the ages of 45 and 63.
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TheDuke_99
I'm a 36 year old man looking to meet women between the ages of 28 and 42.
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Rich_H
I'm a 48 year old man looking to meet women between the ages of 25 and 48.
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Breukes
I'm a 35 year old man looking to meet women between the ages of 26 and 35.
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Romanticseb
I'm a 59 year old man looking to meet women between the ages of 45 and 57.
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sailor_X897
I'm a 54 year old man looking to meet women between the ages of 35 and 60.
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bellagio
I'm a 69 year old man looking to meet women between the ages of 55 and 65.
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shadowwarrior
I'm a 59 year old man looking to meet women between the ages of 38 and 55.
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maybe_111
I'm a 41 year old man looking to meet women between the ages of 23 and 39.
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niemandsland
I'm a 30 year old man looking to meet men between the ages of 28 and 45.
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srchinluv
I'm a 52 year old man looking to meet women between the ages of 46 and 65.
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Free_Spirited
I'm a 45 year old man looking to meet women between the ages of 32 and 42.
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Holomig
I'm a 37 year old man looking to meet women between the ages of 28 and 36.
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Jurrels
I'm a 44 year old man looking to meet women between the ages of 34 and 45.
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longingforu
I'm a 35 year old man looking to meet women between the ages of 18 and 38.
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TheRealPeterPan
I'm a 35 year old man looking to meet women between the ages of 28 and 35.
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Kenfisha123
I'm a 49 year old man looking to meet women between the ages of 35 and 55.
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AJK1110
I'm a 59 year old man looking to meet women between the ages of 25 and 55.
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DoctorSpin
I'm a 41 year old man looking to meet women between the ages of 30 and 45.
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Carden
I'm a 32 year old man looking to meet women between the ages of 24 and 30.
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tigercat
I'm a 54 year old man looking to meet women between the ages of 22 and 54.
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IceDad66
I'm a 48 year old man looking to meet women between the ages of 35 and 45.
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MF__802
I'm a 38 year old man looking to meet women between the ages of 20 and 40.
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skyandsand
I'm a 31 year old man looking to meet women between the ages of 25 and 35.
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ch_nb
I'm a 28 year old man looking to meet women between the ages of 18 and 45.
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cornrlius205
I'm a 46 year old man looking to meet women between the ages of 30 and 50.
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Woody777
I'm a 50 year old man looking to meet women between the ages of 35 and 55.
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Pete_1
I'm a 70 year old man looking to meet women between the ages of 55 and 65.
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Kawa1000
I'm a 49 year old man looking to meet women between the ages of 40 and 50.
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50pluslooking
I'm a 56 year old man looking to meet women between the ages of 18 and 100.
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CapeLover
I'm a 49 year old man looking to meet women between the ages of 41 and 50.
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MAX_33
I'm a 55 year old man looking to meet women between the ages of 33 and 53.
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LoveFriendFirst123
I'm a 56 year old man looking to meet women between the ages of 50 and 72.
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rossi46
I'm a 66 year old man looking to meet women between the ages of 55 and 65.
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peyton515
I'm a 46 year old man looking to meet women between the ages of 36 and 46.
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Apalis23
I'm a 50 year old man looking to meet women between the ages of 39 and 48.
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oldschool_romantic
I'm a 26 year old man looking to meet women between the ages of 19 and 31.
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drurie
I'm a 66 year old man looking to meet women between the ages of 60 and 66.
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gentlebutcrazy
I'm a 58 year old man looking to meet women between the ages of 35 and 55.
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umustbsomewhere
I'm a 61 year old man looking to meet women between the ages of 45 and 55.
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GenuineJ
I'm a 64 year old man looking to meet women between the ages of 48 and 64.
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MysticKitesurfer
I'm a 43 year old man looking to meet women between the ages of 27 and 36.
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Travelbug_222
I'm a 76 year old man looking to meet women between the ages of 45 and 60.
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Stressfree
I'm a 58 year old man looking to meet women between the ages of 42 and 52.
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Gster1
I'm a 64 year old man looking to meet women between the ages of 45 and 60.
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happymaker66
I'm a 48 year old man looking to meet women between the ages of 25 and 45.
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Liefasb
I'm a 63 year old man looking to meet women between the ages of 50 and 60.
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JONGKEREL
I'm a 62 year old man looking to meet women between the ages of 49 and 55.
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Thebestone1
I'm a 57 year old man looking to meet women between the ages of 40 and 52.
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Eugene053
I'm a 54 year old man looking to meet women between the ages of 25 and 45.
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Ben_57
I'm a 57 year old man looking to meet women between the ages of 42 and 55.
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LEO1982
I'm a 32 year old man looking to meet women between the ages of 24 and 40.
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heartroll
I'm a 54 year old man looking to meet women between the ages of 49 and 60.
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Geard1977
I'm a 37 year old man looking to meet women between the ages of 27 and 38.
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Marley77
I'm a 37 year old man looking to meet women between the ages of 28 and 35.
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Glorious_Quest
I'm a 45 year old man looking to meet women between the ages of 32 and 45.
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oth1982
I'm a 32 year old man looking to meet women between the ages of 18 and 100.
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Yinyani
I'm a 57 year old man looking to meet women between the ages of 25 and 55.
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Summerstorm_007
I'm a 60 year old man looking to meet women between the ages of 48 and 58.
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rio77
I'm a 56 year old man looking to meet women between the ages of 50 and 60.
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QuietDreamer
I'm a 34 year old man looking to meet women between the ages of 25 and 35.
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Red_Red_Wine
I'm a 61 year old man looking to meet women between the ages of 39 and 59.
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Double_N
I'm a 41 year old man looking to meet men between the ages of 25 and 50.
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BobTheExtremeBuilder
I'm a 47 year old man looking to meet women between the ages of 25 and 47.
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WagOngeduldig
I'm a 41 year old man looking to meet women between the ages of 30 and 45.
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waitingforgodot
I'm a 68 year old man looking to meet women between the ages of 53 and 60.
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Rick1508
I'm a 49 year old man looking to meet women between the ages of 25 and 49.
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arew
I'm a 49 year old man looking to meet women between the ages of 30 and 55.
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TheRisingSun
I'm a 41 year old man looking to meet women between the ages of 25 and 40.
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deeptime
I'm a 53 year old man looking to meet women between the ages of 48 and 58.
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Determined_69
I'm a 45 year old man looking to meet women between the ages of 35 and 47.
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WieEnWaar
I'm a 63 year old man looking to meet women between the ages of 50 and 62.
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honeybush_ht
I'm a 55 year old man looking to meet women between the ages of 25 and 45.
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annns
I'm a 51 year old man looking to meet women between the ages of 48 and 56.
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JustJve99
I'm a 47 year old man looking to meet women between the ages of 40 and 45.
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cloudhopper
I'm a 56 year old man looking to meet women between the ages of 45 and 55.
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Espavo
I'm a 50 year old man looking to meet women between the ages of 30 and 48.
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Rebelinbluejeans
I'm a 62 year old man looking to meet women between the ages of 40 and 62.
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philip_unplugged514
I'm a 62 year old man looking to meet women between the ages of 50 and 65.
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earthwormjim1968
I'm a 46 year old man looking to meet women between the ages of 40 and 48.
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Boereman
I'm a 52 year old man looking to meet women between the ages of 40 and 52.
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Btt76
I'm a 38 year old man looking to meet women between the ages of 25 and 42.
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Soulsearcher72
I'm a 42 year old man looking to meet women between the ages of 35 and 45.
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letslook
I'm a 46 year old man looking to meet women between the ages of 25 and 45.
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big_guy_soft_heart
I'm a 43 year old man looking to meet women between the ages of 30 and 42.
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Rumrun
I'm a 56 year old man looking to meet women between the ages of 44 and 56.
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Jurgy62
I'm a 52 year old man looking to meet women between the ages of 37 and 55.
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B_B_B
I'm a 43 year old man looking to meet women between the ages of 18 and 45.
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