A New York City man claims that a credit reporting agency falsely reported he had no financial history because his first name was God.

According to the New York Post, God Gazarov says in a lawsuit that Equifax has refused to correct its system to recognise his name as legitimate.

He says an Equifax customer service representative even suggested that he change his name to resolve the issue.

Gazarov is a Russian native who is named after his grandfather. The 26-year-old owns a jewellery store and is a graduate of Brooklyn College.

He says he has high scores with two other major credit agencies. The Post said Equifax did not return calls or e-mails seeking comment. – Sapa-AP