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Illustration: Colin Daniel
Millions of consumers are over-indebted, but relatively few of them are using the debt counselling process set up in terms of the National Credit Act. Credit providers say statutory debt counselling isn’t working for consumers or themselves, because it is cumbersome and expensive. Now, credit providers have come up with a voluntary debt mediation service that you can use as an alternative to statutory debt review. Personal Finance puts voluntary debt mediation under the microscope, explaining how it will work, and the potential advantages and disadvantages to you, the consumer.
Also in our weekend print edition:
* Pension fund-stripping accused Simon Nash’s internet smear campaign
* Not many disabled people take advantage of the tax deductions to which they are entitled
Personal Finance is published every Saturday in the Pretoria News Weekend, the Saturday Star, The Independent on Saturday and the Weekend Argus.
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