What’s in Personal Finance this weekend

July 26 2012 at 03:59pm
By Staff reporter

Illustration: Colin Daniel

The National Credit Act (NCA) toughened up the laws on lending and borrowing and set maximum interest rates and fees on any credit agreement entered into after June 2007. Yet five years down the line, consumers are still not fully informed about the various types of credit agreements and the maximum interest rates that apply to each. Being uninformed can mean paying interest of more than 60 percent a year when you could be paying a maximum of 31 percent. This weekend, Personal Finance looks at the NCA and your rights specifically regarding unsecured loans, which are mainly personal loans and microloans.

Also in the weekend print edition:

* A double-page feature on the findings of the Old Mutual Savings & Investment Monitor with advice on how to save.

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