When you sell your Krugerrands, are your gains subject to income tax or capital gains tax? The issue is not clear cut.

If your employer allows it, you can decide how much of your salary to take as cash and how much to allocate to benefits that are appropriate for your circumstances.

Holidays mean that due date for tax payments is Thursday, March 28.

National Treasury’s latest reform proposals could reduce the costs you pay to preserve your retirement savings or buy a pension.

Two “D-Days” are on the cards: one will see a change in how you are taxed on your retirement fund contributions; the other will see changes to the rules on preservation funds.

Adjustments to the tax rates in this year’s Budget will not compensate you fully if an inflation-linked increase in your salary has pushed you into a higher tax bracket.

If you have an income protection policy, you may not be able to claim the premiums as a tax deduction in future. But the income may be tax-free.

Government proposals will treat as ordinary income the capital gains that are distributed by discretionary trusts

Don’t rush out and do something silly such as resign from your job or get divorced just so that you can get your hands on the cash in your retirement fund.

Round-up of important changes announced in the 2013 Budget