Over half the pensioners questioned in Sanlam’s annual retirement survey – up from 30 percent in 2010 – are battling to survive on their pensions, and the situation is getting worse.

It is absolutely astounding how so many financial advisers and product providers – and even organs of state, such as Transnet – see elderly people as easy victims to be mercilessly exploited.

An employer can’t delay paying a retirement fund benefit to a member who has left its employ and resigned from a fund, simply by claiming that the former employee defrauded it.

Retirement fund trustees must apply their minds properly when distributing your pension benefits if you die before retirement

National Treasury has put forward four proposals for reforming the pension market and protecting pensioners.

Pensioners have had a long love affair with living annuities, but for some there’s no happy ending. Should guaranteed annuities be given another chance, or is it time for something new?

New research turns the conventional wisdom about living and guaranteed annuities on its head.

A living annuity works in your favour if your assumption that your capital will not die before you do proves to be correct.

Flexible products combine elements of living and guaranteed annuities, but the overriding objective is to provide you with a pension that will last for the rest of your life.

Far from being a relaxed state of grace, retirement is a challenging phase of life for which we need to plan holistically.