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			<title><![CDATA[Personal Finance Retirement RSS]]></title>
			<link>http://www.iol.co.za:80/cmlink/1.989426</link>
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			<lastBuildDate>Sun, 20 May 2012 12:20:00 +0200</lastBuildDate>

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	   	     <item>
	     	<title><![CDATA[SA retirement products very pricey]]></title>
	     	<link>http://www.iol.co.za/sa-retirement-products-very-pricey-1.1299907</link>
	     	<description><![CDATA[<!--PSTYLE=WL Web Lead--><p>Treasury wants a shift in the retirement industry, with you the beneficiary of your savings.</p>]]></description>
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	     	<pubDate>Sun, 20 May 2012 12:20:00 +0200</pubDate>
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	   	     <item>
	     	<title><![CDATA[Govt to push guaranteed pensions]]></title>
	     	<link>http://www.iol.co.za/govt-to-push-guaranteed-pensions-1.1299900</link>
	     	<description><![CDATA[<!--PSTYLE=WL Web Lead--><p>National Treasury says too many people choose high-cost living annuities that expose them to the risk of running out of money.</p>]]></description>
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	     	<pubDate>Sun, 20 May 2012 12:05:00 +0200</pubDate>
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	     	<title><![CDATA[Fin. sector still not putting you first]]></title>
	     	<link>http://www.iol.co.za/fin-sector-still-not-putting-you-first-1.1299815</link>
	     	<description><![CDATA[<!--PSTYLE=WL Web Lead--><p>It is time for the financial services industry to stop turning a blind eye to the problems it has created in the savings industry.</p>]]></description>
	     	<guid isPermaLink="false">1.1299815</guid>
	     	<pubDate>Sun, 20 May 2012 12:00:00 +0200</pubDate>
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	     	<title><![CDATA[Pension benefits can be attached for maintenance]]></title>
	     	<link>http://www.iol.co.za/pension-benefits-can-be-attached-for-maintenance-1.1296073</link>
	     	<description><![CDATA[<!--PSTYLE=WL Web Lead--><p>If you are not being paid maintenance to support your child, you can consider having the defaulting parent&#8217;s pension benefits attached to cover the arrear payments</p>]]></description>
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	     	<pubDate>Mon, 14 May 2012 12:56:43 +0200</pubDate>
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	     	<title><![CDATA[Beneficiaries urged to help trace dependants]]></title>
	     	<link>http://www.iol.co.za/beneficiaries-urged-to-help-trace-dependants-1.1289698</link>
	     	<description><![CDATA[<!--PSTYLE=WL Web Lead--><p>Beneficiaries cannot complain about payment delays after failing to provide details of other potential dependants of a deceased retirement fund member.</p>]]></description>
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	     	<pubDate>Sun, 6 May 2012 12:00:00 +0200</pubDate>
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	     	<title><![CDATA[Was big DC switch worth it?]]></title>
	     	<link>http://www.iol.co.za/was-big-dc-switch-worth-it-1.1287662</link>
	     	<description><![CDATA[<!--PSTYLE=WL Web Lead--><p>The changeover from defined benefit to defined contribution retirement funds in the 1990s lightened the liability load for employers; research shows it was largely beneficial for employees too.</p>]]></description>
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	     	<pubDate>Wed, 2 May 2012 19:10:59 +0200</pubDate>
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	   	     <item>
	     	<title><![CDATA[Switching is bad for you]]></title>
	     	<link>http://www.iol.co.za/switching-is-bad-for-you-1.1287640</link>
	     	<description><![CDATA[<!--PSTYLE=WL Web Lead--><p>You are generally better off doing nothing with your retirement investment than changing to a safer option when the markets go haywire.</p>]]></description>
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	     	<pubDate>Wed, 2 May 2012 18:53:43 +0200</pubDate>
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	     	<title><![CDATA[Renewed efforts at retirement reform]]></title>
	     	<link>http://www.iol.co.za/renewed-efforts-at-retirement-reform-1.1275879</link>
	     	<description><![CDATA[<!--PSTYLE=WL Web Lead--><p>Government is determined to prevent you from dipping into your existing retirement savings and wants to make it easier for you to save.</p>]]></description>
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	     	<pubDate>Sun, 15 Apr 2012 12:20:00 +0200</pubDate>
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	   	     <item>
	     	<title><![CDATA[Ex-adviser must repay pensioner who invested in unlisted shares]]></title>
	     	<link>http://www.iol.co.za/ex-adviser-must-repay-pensioner-who-invested-in-unlisted-shares-1.1275872</link>
	     	<description><![CDATA[<!--PSTYLE=WL Web Lead--><p>Beware when investing in unlisted shares, particularly when you are told they will be listed on a stock exchange. Even if the shares are actually listed they can immediately lose value and the company may fail.</p>]]></description>
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	     	<pubDate>Sun, 15 Apr 2012 12:05:00 +0200</pubDate>
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	     	<title><![CDATA[Claiming a disability benefit]]></title>
	     	<link>http://www.iol.co.za/claiming-a-disability-benefit-1.1262998</link>
	     	<description><![CDATA[<!--PSTYLE=WL Web Lead--><p>What you should know about claiming disability benefits provided by your retirement fund.</p>]]></description>
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	     	<pubDate>Sun, 25 Mar 2012 12:10:00 +0200</pubDate>
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