Readers whose insurers reduce the replacement values of their cars each year have not not seen their premiums decrease in line with the reduced values – in fact, many have seen their premiums increase. Here we explain why.

Why do insurance companies use corporate lawyers to beat up their customers, even when the customers’ complaints are legitimate?

It’s not too late to avoid sinking into a poverty trap when you retire – here’s what to do.

Companies are selling what they claim are sure-fire systems that will allow you to become an expert in currency trading overnight.

Much of the review of legislation of the financial services industry is aimed at ensuring that an industry that has not behaved particularly well in the past does so in future

The life industry employs talented people and offers worthwhile products. So why does it cling to antiquated commission structures and the dreaded confiscatory penalties?

Employee benefits should be integrated and shaped to meet the individual needs of employees

Looking at the merits of a guaranteed annuity versus a living annuity from another perspective: the initial pension you receive and the future increases.

Don’t rush out and do something silly such as resign from your job or get divorced just so that you can get your hands on the cash in your retirement fund.

Personal Finance will continue to educate you and ensure you get a better deal