I remember the morning I found out I was pregnant with my first born. I had butterflies in my tummy just thinking about how much life was going to change with a little human arriving in about eight months.
I’m not one to plan ahead, so I had no idea how much baby products would cost and what the big difference there was between a private and a public hospital.
When you fall pregnant, you are bombarded with information, from pregnancy vitamins to antenatal classes and decisions about your doctor, your birth and the hospital.
The biggest mistake I made was that I did not do enough research. I did not budget for baby products and how much I was willing to spend on my pregnancy above what my medical aid was covering.
Today everything has a hefty price tag, including the type of birth and the room you stay in. You need to plan for unexpected costs like an emergency C-section, extra hospital stay and any complications that may arise during delivery.
I am on a medical aid and even though I assumed everything would be covered, it wasn’t. I paid a hefty amount from my pocket because of the decisions I made, including the gynaecologist I chose.
WHAT YOU NEED TO KNOW IF YOU ARE ON A MEDICAL AID:
The type of medical scheme you have on your medical aid determines your benefits and the cover you will have during and after your pregnancy.
YOU NEED TO ASK YOURSELF THE FOLLOWING QUESTIONS IF YOU DON’T HAVE MEDICAL AID:
I am pregnant with my third baby and from experience I can tell you that pre-and post-baby check-ups are expensive.
My gynaecologist check-ups range from R850 to R1 650, including the important fetal growth scans.
My last delivery (C-section) roughly cost me R41 000 including the “luxuries” I opted for.
SO HOW MUCH DO BABY PRODUCTS REALLY COST?
Well, if you are one of those moms who decide on brands, then you are going to pay some ridiculous amounts. A luxury pram can cost you up to R25 000, including a car seat.
I made the mistake of purchasing a pink pram for my daughter, which cost me about R18 000 and then my second born was a boy.
I’m sure this explains the rest.
Babies are expensive!
You need to think about nappies, vaccinations (personal choice), doctor visits and medicine on a regular basis.
Every little purchase adds up, so don’t just buy something because you “think” you will need it.
I ended up spending unnecessarily for my first-born because I was sucked into believing I needed everything everyone else had for their newborns.
The truth is you don’t.
Half of the time babies don’t even like what we want them to.
They decide on the bottles and pacifiers, so don’t spend too much before baby comes.
* Shanêy Vijendranath is a parenting and lifestyle blogger.