The country’s two largest medical schemes are facing alarming increases in members’ use of medical services, which may result in higher-than-inflation contribution increases, a medical scheme conference heard this week. This Saturday, Personal Finance looks at escalating expenditure and other problems facing schemes that could affect the future of your healthcare cover.

Also in our weekend print edition:

* The past quarter’s financial turmoil is reflected in the latest unit trust returns.

* Celebrities set an example on cutting spending and finding ways to save.

Personal Finance is published every Saturday in the Pretoria News Weekend, the Saturday Star, The Independent on Saturday and the Weekend Argus.