The three big mistakes you need to avoid as an investor are not having enough exposure to equities, not considering the effect of costs on your investment, and trying to time the markets by regularly switching your investments. This Saturday, Personal Finance tests managers’ views on avoiding the “big three” mistakes and the impact it could have on your savings over the long term.

Also in this weekend’s edition:

- Do you need to upgrade your severe illness cover?

- What happens if you miss an insurance premium?

- Your financial queries answered, compliments of Old Mutual Wealth.