With the rise of online share-trading platforms, investing directly in the stock market is easier to do now than in the past, and it may seem like a smart and trendy thing to do. But traditionally, sage advice has been to invest in unit trusts. This Saturday, Personal Finance considers why you might still find good reasons to invest in a unit trust fund and the pros and cons of going direct.

Also in this weekend’s edition:

- Owners of holiday-club points should not still be battling to cancel their contracts.

- Good reasons to blend an index-tracking investment with your actively managed ones.