With increasing longevity there has been an alarming increase in the prevalence of illnesses, such as dementia, that require long-term care. More and more families are having to pay for facilities such as frail care or for hiring help at home, or losing the income of a member who has chosen to stay at home to care for an elderly relative. This Saturday, PERSONAL FINANCE explores some of the ways in which you can reduce the costs your family may face when you or a relative needs this kind of care.

Also in this weekend’s edition:

* As a consumer of credit, you need to know about an important Constitutional Court ruling handed down this week relating to “garnishee orders”.

* Your financial queries answered, compliments of Old Mutual Wealth.