Heavy storms are forecasted for parts of KZN. (AP Photo/Michael Probst)

Durban - The South African Weather Services (SAWS) has issued a weather alert for parts of the province.

SAWS has warned that severe thunderstorms have been observed over parts of Harry Gwala, Umgungundlovu, and Uthukela District.

According to SAWS, there is also a possibility of damaging winds, hail and heavy downpours moving eastwards.

Head Personal Lines Sales & Operations at Old Mutual Insure, Hannes Smith, said October has already seen heavy rain, flash floods and hail throughout the region. 

"Parts of Johannesburg and Pretoria also experienced severe hailstorms at the start of November and authorities have warned that more extreme weather is on the way for the rest of this month. Damage to homes and vehicles as a result of extreme weather can easily amount to hundreds of thousands of rand for property owners and there is even a risk of injury or death if one is not cognisant of how to stay safe," Smith said. 

Tips on how to stay safe during a storm

Personal safety first:

  • Human life remains the most important thing, and you must make sure that you and your family are safe before you do anything else.
  • Have a list of contact numbers for emergency services close at hand.
  • Listen to news and weather alerts to stay abreast of any storm developments. Many insurers also send their clients weather alerts for their region.
  • Stay indoors or seek shelter as soon as you become aware of a possible storm.

Preparing for extreme weather:

  • To minimise the damage that a severe downpour or hail storm can have on your home, it is important to weather-proof your home. Make sure that windows and doors are sturdy, and make sure that flooding risks are managed effectively.
  • Doing proper maintenance on properties such as cleaning leaves and other debris from gutters will also prevent potential damage to homes.
  • Fix any part of your property that is damaged as soon as possible, to avoid being exposed during the next extreme weather event.
  • Insurance coverage is crucial to a responsible risk management plan. Speak to a broker to ensure that you have the right amount of cover for your home and your belongings. 

Home safety during a storm:

  • Move important or valuable personal items away from windows as hailstones can break through and damage these.
  • At the start of a storm, unplug as many electronic devices as possible. This includes Wi-Fi routers, cellphone chargers, uninterruptible power suppliers (UPSs) and computers to prevent lightning damage. If possible, switch off the main switch to prevent any potential electricity damage.
  • Make sure that you are stocked up on batteries and other power back-up devices, so that you are able to charge your cell phone if the power goes out.

 On the road:

  • Motor vehicle accidents increase substantially during periods of rain. Increase your following distance by a minimum of three car lengths, decrease your driving speed and turn on your headlights to improve visibility.
  • Make sure you’re up to date with your car maintenance; windscreen wipers should be fully functional, both headlights should be in working order as well as brake lights and most importantly, ensure your tyres are not smooth – this could also affect your insurance claim should you be involved in an accident.
  • Do not travel in a storm if it is not absolutely necessary. Rather wait for the weather to subside before getting on the road.
  • Whenever possible, avoid driving in hail. If this isn’t possible, drive into an undercover facility or any kind of shelter to limit the damage to your vehicle. If that’s not possible, make sure you have a heavy duty blanket in your boot to cover your car with.
  • Do not risk getting swept away in a flood. Never drive through low water bridges in heavy rain, or any large bodies of water.
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