Illustration: Colin Daniel

There is a robust debate about the costs of investing in the two main types of passive collective investments, exchange traded funds (ETFs) and index-tracking unit trust funds, both of which generally have lower costs than actively managed funds. The costs you, as an investor, incur depend on how you invest in these products and how they are structured. On Saturday, January 23, PERSONAL FINANCE unpacks the debate and explains the different cost structures.

Also in this weekend’s edition:

- Concerns have been raised about Discovery Invest’s new product structure.

- What’s the outlook for listed property?