From traffic accidents to power surges, rolling blackouts caused by Eskom’s potential load shedding pose a number of risks on the road, at home and at work for South Africans.
According to Vera Nagtegaal, Executive Head of Hippo.co.za, power cuts do not just cause inconvenience in terms of not having electricity when you need it.
“They can also cause irreparable damage to your appliances and can cause electrical fires through power surges, if appliances have been accidently left on during load shedding.
Therefore, it’s a good idea to invest in power surge plugs for protection as well as to chat to your insurance provider on how best to ensure that you are properly covered in the event of a fire.”
Nagtegaal says that insurance cover for fire damage will depend on which type of cover you have, be it buildings insurance, household insurance or business insurance. “You cannot, for example, claim for fire damage to your furniture if you only have buildings insurance.”