Securing a funeral policy should be at the top of your list of priorities, says Schoeman.
If you are working through an intermediary, such as a funeral parlour, church group or burial society, you, as the policyholder, should know who the policy underwriter is and make sure that it is a registered insurer with a financial services provider number, says Schoeman.
Consider different funeral policies and choose the one that will suit your financial needs. Research the exact benefits the policy provides, who it will cover and whether it includes additional pay-outs. Also look at whether it covers all aspects of your funeral, so that you can make provision for the things for which your family may have to pay, such as administration costs, says Schoeman.
Undertakers usually add different fees to their final cost. This includes obtaining the death certificate, storing your body and other services.