JOHANNESBURG - Breast Cancer Awareness Month in South Africa and globally this October is a reminder of the importance of having the right critical-illness cover as part of the financial mix for complete peace of mind.

According to statistics from the National Cancer Registry, breast cancer is one of the top five cancers affecting women in South Africa. The study also found that about 19.4million women aged 15 and older were at risk of being diagnosed with breast cancer - and South African women were affected the most. Male breast cancer, is less common at 1percent, but no less impactful.

While medical advancements and continued research into the prevention and treatment of breast cancer and other life-threatening illnesses have grown, lessening the risks and impact for those diagnosed, the financial burden can be just as debilitating. The financial services insurance industry has invested in years of study to understand the impact of this disease. This has enabled PPS to create more flexible solutions to help members overcome the financial battle.

The PPS Critical Illness cover answers vital questions including:

* Can I afford to pay for extra medical treatment not covered by my medical scheme?

* What will happen to my family if I can no longer work due to illness?

* Will I be able to pay for any lifestyle events?

Dealing with a critical illness such as cancer is not easy. That is why PPS has simplified the cover definition and claims criteria so that members know what they are covered for and how they will be assessed.

Having critical illness cover provides peace of mind during challenging times. 

PERSONAL FINANCE