What to read in volume 64 (third-quarter 2015 issue) of Personal Finance magazine, on sale for only R32.95 in retailers and bookshops nationwide
Think again about home insurance
The risk of something devastating happening to your home is small, but the cost can be huge, in inverse proportion to the risk. Buildings insurance is a must-have that needs careful consideration.
A TV licence is for life
The SABC claims to operate outside of South Africa’s consumer protection laws.
How to compare pensions
Make sure you ask the right questions when you consider which annuity will best provide you with an income.
10 things you should know about the amended National Credit Act
The changes aim to address reckless lending, among other things.
Power struggle
Off-grid solutions to load shedding and hikes in the cost of electricity.
Getting to the bottom of BBBEE share schemes
Publicly traded broad-based black economic empowerment share-purchase schemes have existed for a decade, during which most of the investors have been rewarded with capital returns. Yet the past year has cast doubt on the sustainability of these schemes.
Pension top-ups aren’t a liability
A SARS ruling is good news for employees whose employers replace post-retirement medical scheme benefits with a lump sum paid into their pension fund accounts.
Selling for less
Do low-commission estate agents provide a better deal than “full-service” agents?
Enhanced index investing
A new generation of structured products with exposure to equity market indices are available to individual investors, offering positive returns or your capital back and enhancements on returns.
When fathers are mothers
A court decision granting a gay man maternity leave has implications for heterosexual men who want to assume the child-rearing responsibilities of mothers.
Storing up trouble
How much of a risk is South Africa’s long-standing trade deficit?
New-era success story
Fatima Vawda is the head of 27four Investment Managers, whose Balanced Prescient Fund of Funds has impressed with its exemplary risk-adjusted returns.
Electric cars are cool
Two local electric cars are making waves – albeit among a small group of motorists prepared to pay a premium for the satisfaction of “going green”.
Art of the sale
The Citadel Art Index signals better days.
SUBSCRIBE and SAVE UP TO 20% on the cover price
Our normal cover price is R32.95. You can save 20% or 15%, depending on your subscription term:
* Eight issues (over two years) for R210 instead of R263.60 (a saving of 20%); or
* Four issues (over one year) for R112 instead of R131.80 (a saving of 15%).
These offers are valid until 31 October 2015
HOW TO SUBSCRIBE
SMS “PF64” followed by your name to 32692 (each SMS costs R1). Offer ends on 31 October 2015
OR
Go to www.magsathome.co.za
Telephone 021 530 3253 or 0860 100 203
TO ADVERTISE IN PERSONAL FINANCE MAGAZINE
* Peter Roos: 021 488 4339 or [email protected]
* Marita Schoonbee: 011 639 7193 or [email protected]
LETTERS TO THE EDITOR and EDITORIAL INQUIRIES
Telephone: 021 488 4187
BACK ISSUES
You can order back issues of some editions of Personal Finance magazine. Issues of the past four quarters are R15 each, and those more than a year old are R10 each. Contact Rashieda Galant on 021 488 4209 or [email protected]