There is proof in the South African financial market that you can earn good returns through low-cost smart beta products that expose you to shares with certain characteristics – for example, shares that show value or small-company shares – a local asset manager says. But it warns that you need choose your strategy smartly, Personal Finance reports this Saturday.

Also in this weekend's edition:

- What not to do if you are involved in a car accident.

- The investment risk continuum.