Two large open medical schemes have been the first to announce their contribution increases and benefit changes for 2017, and all indications are that, as a member, you should brace yourself for double-digit increases and benefit reductions. The increases are a result of the high costs facing schemes. But schemes are trying to offer you innovative ways to mitigate the increases. This Saturday, Personal Finance unpacks the schemes’ announcements and points out the important things to consider before you move to a cheaper medical scheme option.

Also in this weekend’s edition:

* Liberty's property portfolio sprouts a listed property company.

* Your financial questions answered, courtesy of PSG Wealth.