In Personal Finance on 4 July

Published Jul 2, 2015

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New research seems to suggest that you will receive the highest financial rewards if you use an investment-linked living annuity to provide a pension, rather than an annuity that guarantees a pension for life, or any combination of these two. But the choice of pension is not that simple, and you would do well to consider the risks, as well as the rewards. Personal Finance looks into what the new research adds to the debate about which annuity is most suitable for your income needs in retirement.

Also in our weekend print edition:

* Government wants to slash interest rates on unsecured credit.

* Advice on how to fill in your income tax return.

* What you should know about third-party insurance.

* Experts answer your financial questions, courtesy of Old Mutual Wealth.

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