MY MONEY HIGHLIGHTS

Standard Bank has launched the UnionPay card – available in both virtual and physical form on its Shyft app – to South African account holders.

It is difficult to be disciplined when your salary increases. Building savings habits, however, and giving them the priority they deserve, assists in avoiding the downward spiral of living beyond your means.

It is hardly a secret that people rarely stick to New Year’s resolutions - only about 8% of people actually make it to the finish line with their goals.

At the moment, first-time buyers are being urged to enter the property market as soon as possible because the banks are eager to lend them money.