RETIREMENT HIGHLIGHTS

RANDS AND SENSE: It's a well-established truth that constantly switching portfolios will harm your long-term investment outcomes.

Competition brings products within reach of middle-income earners.

Against concerns about whether the average income earner will be able to afford to retire at all, a growing group of people aspire to bringing their retirement date forward.

The state of private retirement savings in South Africa is worsening, with a report showing that 67 percent of people have no retirement plan.