MEDICAL COVER HIGHLIGHTS

Medical schemes are imposing high annual tariff increases and restricting the cover they provide in increasingly creative ways.

It's that time of year again, when medical schemes announce their benefit changes and costs for the year ahead.

Spectramed Medical Scheme and Resolution Health Medical Scheme will merge to form Health Squared Medical Scheme, effective from January 1 next year.

The largest restricted medical scheme in the country, Gems, has announced its annual contributions increases for next year.