South Africa has seen an increase in the severity of devastating fires over the past few years, which have caused property destruction that can be financially crippling if one is not properly insured.
Jannet Ferguson, General Manager: Personal Lines and Underwriting Management Agency at Absa Insurance, says that the number of catastrophic fires resulting in widespread personal property loss has increased.
“Who would have thought that Knysna would have burnt to the extent that it did? Then there are also the examples of St Francis Bay, and the recent disaster in Betty’s Bay where numerous homes were lost,” says Ferguson.
“In winter we see an increase in the number of building fires, as people are trying to keep warm. People should be cautious when using candles or heaters. These types of fire-related claims reduce during the summer months.”
Ferguson advises homeowners to follow these tips to ensure they are adequately insured against fire damage: