DURBAN - Travelling to a foreign country can be an exhilarating adventure, however, it can also be risky business should curveballs hit.
Travel Insurance Consultants (TIC), a division of Santam – South Africa’s leading short-term insurer – published findings showing that 50 percent of travel incidents involve accidents, so it’s wise to prepare for the unexpected by understanding travel insurance and ensuring you have enough of it.
Santam shares three top tips for making sure you are properly covered on your next trip:
Tip 1: Check that your insurance includes cover for the activities that you will be undertaking on your journey
Be aware of the list of activities that insurers automatically include in your policy. A good policy should include skiing and scuba diving (provided the diver is licenced or accompanied by a licenced instructor) as well as leisure and most competitive sporting events. Pay attention to the exclusions so you can compare different insurers’ offering and know when to top up.