THE MONTH of romance is here, and the hopeless romantics are in full swing. For all the cynical jibes and cheesy grins, Valentine’s Day is a great reminder to celebrate the people we love and who make our lives that much better. It’s an opportunity to express that admiration and care in a way that really says something.
While life insurance may not be at the top of the list when it comes to romance, it’s an expression that goes way beyond fluffy hearts and chocolate treats. Ensuring you can continue to take care of your partner, throughout life’s detours, is an important part of your commitment to one another.
Thank goodness, life is full of adventure. And if we know anything, it’s that life doesn’t run in a straight line. With that freedom comes substantial risk – one many of us grossly underestimate. Seven out of every 10 South Africans will experience at least one injury or illness in their lifetime preventing them from earning an income – or continuing with their daily lives – according to life insurer FMI (a division of Bidvest Life Limited).
“All South Africans should be able to protect their ability to earn their income, whether they’re self-employed or salaried, commission-earners, business owners, or homemakers,” says Elmarie Samuel, Product Marketing Specialist at FMI. “Illness and Disability Cover is not something you may want to think about when you are newly married, but it’s a discussion and ultimately a decision that should start at the onset of married life. You need to consider extending insurance protection to cases where you or your spouse are temporarily incapacitated.”
Protect your spouse