ROLL UP YOUR SLEEVES: You can fix your own credit record and this book will show you how to do it.

Consumer writer

The SA Law Centre, a non-profit organisation, has produced a user-friendly guide to fixing your credit record and improving creditworthiness as one of a series of self-help publications.

Penned by attorney Nicky Campbell, the DIY Credit Repair Toolkit explains which debts you should pay; what to do about blacklistings; how to correct information on your credit record; how to remove an administration order listing; and what to do if your credit application is declined.

“We intend to use the proceeds from the sale of this book and other self-help guides to fund the legal costs for class actions, exceptional individual cases, and to establish an educational trust for exceptional law students from disadvantaged backgrounds,” said SA Law Centre ambassador Gunther Deutsch.

The centre has sold several of the books at R150 to companies for their staff, and provides back-up workshops on how to use the tool kit, including how to deal with garnishee orders.

You can have the book posted to you by registered mail at an extra cost of R25.

l For more information, go to www.salaw or e-mail